> ## Documentation Index
> Fetch the complete documentation index at: https://developer.fin.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Business Onboarding Requirements — Quick Reference

## What You Need to Submit

### Company Basics

* Exact legal name (must match formation documents)
* Physical operating address (NO virtual/PO Box/registered agent addresses — use UBO's home address if remote)
* Formation document with filing stamp
* Registration / Tax ID number (EIN, ITIN, RFC, or VAT)
* Business email, phone, and functional website (if no website: provide invoices or marketing materials)
* Entity type (LLC, Corporation, Partnership, Investment Fund, Foundation/NPO, Trust, Sole Proprietorship, DAO, Government Body)

### Business Description

* Industry type (NAICS code — regulated industries need license proof)
* Nature of business
* Account purpose
* Source of funds and source of wealth

### Financial Details

* Estimated annual revenue
* Anticipated monthly fiat deposits and withdrawals
* Public company status
* Third-party payout intent
* Provide bank statements and invoices (for large transactions)

### Related Parties

* All UBOs: full name, DOB, nationality, residential address, government-issued photo ID (unexpired), proof of address (utility bill \<90 days), SSN/ITIN (US residents)
* At least 1 Authorized Person
* Person with Significant Management Control (CEO/CFO/COO — required even without ownership)
* Directors (non-U.S. companies only)
* Corporate shareholders: legal name, country, registration number, ownership %

### Supporting Documents (by entity type)

* **All entities:** Proof of business address, proof of source of funds, shareholder registry (or cap table/org chart), formation document with filing stamp, control structure document
* **Investment Funds:** Prospectus, AML Comfort Letter, Fund Structure Chart
* **Foundations/NPOs:** Tax Exemption Letter, Annual Reports
* **Trusts:** Trust Agreement
* **Sole Proprietorships:** Business License, DBA Filing, Tax Filings
* **DAOs:** Voting Records
* **Regulated entities** (MSB, PSP, DASP): Current license + AML & Sanctions Policy

### Document Validity

* Proof of address / bank statements / financial statements: **90 days**
* Tax returns: **1 year**
* Formation documents: **No expiration**
* Government ID: **Must not be expired**

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## Pre-Submission Checklist

### Always Required

* Company name, physical address, formation document, Tax ID
* Business description (250+ chars), industry selection, account purpose
* Source of funds, monthly volume estimate
* Business activity docs (invoices or business plan)
* UBO info + government ID for all owners and control person

### Conditionally Required

* DBA documents (if operating under different name)
* Proof of address (if address flagged)
* Investment funding agreement (if source is investment)
* Third-party fund explanation + funds flow diagram (if handling others' funds)
* Bank statements (if monthly volume > \$1M)
* Org chart (if complex ownership)
* Licenses (if regulated industry)

***

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