Individuals

As a financial institution, Fin must perform checks on users who want to transact using fiat currencies (USD, SGD, EUR, GBP etc.)

The verification process is the following:

Field	Description
`first_name`	Legal first name (as per ID).
`last_name`	Legal last name (as per ID).
`dob`	Date of birth.
`email`	Valid personal or business email.
`phone`	Mobile number including country code (e.g., `+14155552671`).
`country_of_residence`	Country where the person currently resides.
`nationality`	Citizenship of the person.
`tin`	Tax Identification Number or equivalent. If a customer doesn't have a tin number, please enter the passport or identity document number here. Jurisdiction specific tin format is mandatory: USA - SSN format - xxx-xx-xxxx

Please note this has to be the current residential address of the user.

Field	Description
`street`	Full street address (house/building + road).
`city`	City or locality name.
`state`	Subdivision or state (use ISO-3166-2 format).
`postal_code`	Postal or ZIP code.
`country`	Country code of residence.

Field	Description
`occupation_id`	ID representing the person’s occupation (from Occupations).
`source_of_fund_id`	ID representing where funds originate (from Source of funds).
`purpose_id`	ID representing the purpose of using the service (from Account purposes).
`monthly_volume_usd`	Estimated average monthly transaction amount in USD.

Field	Description
`reference`	Developer or system-generated reference ID.

In order to submit documents to us for verification, it is required to be uploaded via the Upload a document to the system in our system first and then utilize the Attach documents for an individual customerto attach it for verification for an individual customer.

Field	Description
`customer_id`	Unique identifier returned from the individual KYC creation API.

Field	Description
`type`	Type of ID document. Allowed: `PASSPORT`, `NATIONAL_ID`, `DRIVING_LICENSE`, `RESIDENCE_PERMIT`.
`number`	Document number as shown on the ID.
`country`	Country of issuance.
`issue_date`	Date of issuance (if available on document).
`expiry_date`	Document expiry date (if applicable).
`files`	List of uploaded file objects.

File object:

Field	Description
`side`	`FRONT` or `BACK`
`uri`	URI returned from the file upload API.

Field	Description
`type`	Document type. Allowed: `BANK_STATEMENT`, `UTILITY_BILL`, `GOVERNMENT_LETTER`, `PASSPORT`, `NATIONAL_ID`, `DRIVERS_LICENSE`, `RESIDENCE_PERMIT`. The document must have the full provided address of the customer with their full name on it.
`country`	Country of issuance or residence, has to match the `country_of_residence`
`files`	List of uploaded file objects.

File object:

Field	Description
`uri`	URI returned from the file upload API.

Field	Description
`tos_policies_value`	Retrieve from the response of the Create an individual customer profilewhere you will find the `tos_policies_url`, within that that url you will find the `tos_policies_value`

All country fields must follow ISO Alpha-3 codes (e.g., BGD, SGP, USA).
Use predefined drop-down for occupation_id, source_of_fund_id, and purpose_id.
monthly_volume_usd is an estimated activity level, not account balance.
The API enforces field presence, types, and value validation automatically.
For IDs with both sides (like national IDs), include two file objects: FRONT and BACK.
File URIs must be generated from the Upload a document to the system API before attachment.
Proof of address must be issued within the last 90 days.