January 02, 2026

✨ New Features

FX Rate Locking: Introduced a lock period for exchange rates to ensure price stability during transactions.
Fee Calculator API: Launched the /v1/fee-calculation endpoint to estimate costs before initiating transfers.
Liquidation Deposit Webhook: Introduced the beneficiary.liquidation.deposit webhook, which triggers when a deposit is made to a beneficiary’s liquidation address.

Beneficiary Details v2: Upgraded to a more structured and detailed format that supports richer metadata.
Flexible FX Query Parameters: The FX rate endpoint now supports both country_code and currency_code as valid query parameters.
FX Response Metadata: Added valid_from and valid_till (UTC) to the FX response to indicate rate validity windows.
Transaction Quotation Visibility: Payout and batch payout responses now include a quotation object detailing the exchange rate, destination amount, and developer fees.
Orchestration Dashboard Updates: Developers with prefunded balance capabilities can now view their fin-ledger balance directly in the dashboard.
Automated Balance Alerts: Implemented email notifications to alert developers when prefunded balances fall below a minimum threshold.

Duplicate Beneficiary Prevention: The system now prevents the creation of beneficiaries with duplicate bank information.

Transaction Type Renaming: The field transaction_type has been renamed from DEBIT to OFFRAMP.