October 2, 2026

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✨ New Features

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Transactions

1. V3 Transaction Endpoints with Idempotency Keys V3 versions of the transaction endpoints are now available. Request bodies and responses are the same as the existing endpoints. The only change is that write endpoints now require an X-Idempotency-Key header.
   • X-Idempotency-Key — required on V3 write endpoints. Send a unique key for each new request, up to 255 characters. Example: 3f1c9a2e-7b4d-4e8a-9c21-5d6f0b8e1a47

   V3 endpoint	Based on	X-Idempotency-Key
   POST /v3/transactions/transfer-payout — Create a Transfer V3	POST /v2/transactions/transfer-payout	Required
   POST /v3/transactions/transfer-payout/settle — Settle a Transfer V3	POST /v2/transactions/transfer-payout/settle	Required
   POST /v3/batch/transactions/commit — Execute Batch Transfer V3	POST /v1/batch/transactions/commit	Required
   POST /v3/transactions — Execute Quote V3	POST /v2/transactions	Required
   POST /v3/transactions/quote — Create Quote V3	POST /v2/transactions/quote	Not required
   GET /v3/transactions — List Customer Transactions V3	GET /v2/transactions	Not required
   GET /v3/transactions/{transaction_id} — Fetch Transaction Details V3	GET /v2/transactions/{transaction_id}	Not required

   Transfers created with Create a Transfer V3 must be settled with Settle a Transfer V3.

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🛠️ Improvements

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Restored Endpoints

1. Create Beneficiary V2 and Create Virtual Account V2 Restored POST /v2/beneficiaries and POST /v2/customers/{customer_id}/virtual-accounts, listed as removed in the September 9, 2026 changelog, are documented again and remain available for existing integrations. V3 is the current version of both endpoints. Use V3 for new integrations.

   Restored endpoint	Current version
   POST /v2/beneficiaries — Create Beneficiary V2	POST /v3/beneficiaries — Create Beneficiary V3
   POST /v2/customers/{customer_id}/virtual-accounts — Create Virtual Account V2	POST /v3/customers/{customer_id}/virtual-accounts — Create Virtual Account V3

   GET /v2/customers/{customer_id}/virtual-accounts remains removed. Use List Virtual Accounts V3.

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Virtual Accounts

1. Minimum Deposit for USD Virtual Accounts The minimum deposit amount for USD virtual accounts is 50 USD. This is now stated on Create Virtual Account V3 and Create Virtual Account V2.

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Beneficiaries

1. Minimum Amount for USD Beneficiaries The minimum amount for USD beneficiaries is 50 USD. This is now stated on Create Beneficiary V3 and Create Beneficiary V2.