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POST
/
v2
/
customers
/
individual
Create Individual Customer V2
curl --request POST \
  --url https://sandbox.api.fin.com/v2/customers/individual \
  --header 'Authorization: Bearer <token>' \
  --header 'Content-Type: application/json' \
  --data '
{
  "verification_type": "STANDARD",
  "basic_info": {
    "first_name": "Maria",
    "middle_name": "Elena",
    "last_name": "Garcia",
    "dob": "1990-04-15",
    "email": "maria.garcia@example.com",
    "phone": "+14155552671",
    "country_of_residence": "USA",
    "primary_nationality": "USA",
    "secondary_nationality": "MEX",
    "gender": "FEMALE",
    "tax_info": [
      {
        "country_code": "USA",
        "document_type": "SSN",
        "document_id": "123-45-6789"
      }
    ]
  },
  "address": {
    "street_line_1": "123 Market Street",
    "street_line_2": "Apt 4B",
    "city": "San Francisco",
    "subdivision_code": "US-CA",
    "postal_code": "94103",
    "country": "USA"
  },
  "financial_profile": {
    "employment_status": "EMPLOYED",
    "occupation_id": 42,
    "purpose_id": 3,
    "purpose_remarks": "Personal remittances to family",
    "source_of_funds_description": "Monthly salary from employment",
    "source_of_fund_ids": [
      1,
      5
    ],
    "monthly_volume_usd": 5000
  },
  "meta_data": {
    "reference": "client-ref-abc-001"
  }
}
'
const url = 'https://sandbox.api.fin.com/v2/customers/individual';
const options = {
  method: 'POST',
  headers: {Authorization: 'Bearer <token>', 'Content-Type': 'application/json'},
  body: JSON.stringify({
    verification_type: 'STANDARD',
    basic_info: {
      first_name: 'Maria',
      middle_name: 'Elena',
      last_name: 'Garcia',
      dob: '1990-04-15',
      email: 'maria.garcia@example.com',
      phone: '+14155552671',
      country_of_residence: 'USA',
      primary_nationality: 'USA',
      secondary_nationality: 'MEX',
      gender: 'FEMALE',
      tax_info: [{country_code: 'USA', document_type: 'SSN', document_id: '123-45-6789'}]
    },
    address: {
      street_line_1: '123 Market Street',
      street_line_2: 'Apt 4B',
      city: 'San Francisco',
      subdivision_code: 'US-CA',
      postal_code: '94103',
      country: 'USA'
    },
    financial_profile: {
      employment_status: 'EMPLOYED',
      occupation_id: 42,
      purpose_id: 3,
      purpose_remarks: 'Personal remittances to family',
      source_of_funds_description: 'Monthly salary from employment',
      source_of_fund_ids: [1, 5],
      monthly_volume_usd: 5000
    },
    meta_data: {reference: 'client-ref-abc-001'}
  })
};

fetch(url, options)
  .then(res => res.json())
  .then(json => console.log(json))
  .catch(err => console.error(err));
HttpResponse<String> response = Unirest.post("https://sandbox.api.fin.com/v2/customers/individual")
  .header("Authorization", "Bearer <token>")
  .header("Content-Type", "application/json")
  .body("{\n  \"verification_type\": \"STANDARD\",\n  \"basic_info\": {\n    \"first_name\": \"Maria\",\n    \"middle_name\": \"Elena\",\n    \"last_name\": \"Garcia\",\n    \"dob\": \"1990-04-15\",\n    \"email\": \"maria.garcia@example.com\",\n    \"phone\": \"+14155552671\",\n    \"country_of_residence\": \"USA\",\n    \"primary_nationality\": \"USA\",\n    \"secondary_nationality\": \"MEX\",\n    \"gender\": \"FEMALE\",\n    \"tax_info\": [\n      {\n        \"country_code\": \"USA\",\n        \"document_type\": \"SSN\",\n        \"document_id\": \"123-45-6789\"\n      }\n    ]\n  },\n  \"address\": {\n    \"street_line_1\": \"123 Market Street\",\n    \"street_line_2\": \"Apt 4B\",\n    \"city\": \"San Francisco\",\n    \"subdivision_code\": \"US-CA\",\n    \"postal_code\": \"94103\",\n    \"country\": \"USA\"\n  },\n  \"financial_profile\": {\n    \"employment_status\": \"EMPLOYED\",\n    \"occupation_id\": 42,\n    \"purpose_id\": 3,\n    \"purpose_remarks\": \"Personal remittances to family\",\n    \"source_of_funds_description\": \"Monthly salary from employment\",\n    \"source_of_fund_ids\": [\n      1,\n      5\n    ],\n    \"monthly_volume_usd\": 5000\n  },\n  \"meta_data\": {\n    \"reference\": \"client-ref-abc-001\"\n  }\n}")
  .asString();
import requests

url = "https://sandbox.api.fin.com/v2/customers/individual"

payload = {
    "verification_type": "STANDARD",
    "basic_info": {
        "first_name": "Maria",
        "middle_name": "Elena",
        "last_name": "Garcia",
        "dob": "1990-04-15",
        "email": "maria.garcia@example.com",
        "phone": "+14155552671",
        "country_of_residence": "USA",
        "primary_nationality": "USA",
        "secondary_nationality": "MEX",
        "gender": "FEMALE",
        "tax_info": [
            {
                "country_code": "USA",
                "document_type": "SSN",
                "document_id": "123-45-6789"
            }
        ]
    },
    "address": {
        "street_line_1": "123 Market Street",
        "street_line_2": "Apt 4B",
        "city": "San Francisco",
        "subdivision_code": "US-CA",
        "postal_code": "94103",
        "country": "USA"
    },
    "financial_profile": {
        "employment_status": "EMPLOYED",
        "occupation_id": 42,
        "purpose_id": 3,
        "purpose_remarks": "Personal remittances to family",
        "source_of_funds_description": "Monthly salary from employment",
        "source_of_fund_ids": [1, 5],
        "monthly_volume_usd": 5000
    },
    "meta_data": { "reference": "client-ref-abc-001" }
}
headers = {
    "Authorization": "Bearer <token>",
    "Content-Type": "application/json"
}

response = requests.post(url, json=payload, headers=headers)

print(response.text)
package main

import (
	"fmt"
	"strings"
	"net/http"
	"io"
)

func main() {

	url := "https://sandbox.api.fin.com/v2/customers/individual"

	payload := strings.NewReader("{\n  \"verification_type\": \"STANDARD\",\n  \"basic_info\": {\n    \"first_name\": \"Maria\",\n    \"middle_name\": \"Elena\",\n    \"last_name\": \"Garcia\",\n    \"dob\": \"1990-04-15\",\n    \"email\": \"maria.garcia@example.com\",\n    \"phone\": \"+14155552671\",\n    \"country_of_residence\": \"USA\",\n    \"primary_nationality\": \"USA\",\n    \"secondary_nationality\": \"MEX\",\n    \"gender\": \"FEMALE\",\n    \"tax_info\": [\n      {\n        \"country_code\": \"USA\",\n        \"document_type\": \"SSN\",\n        \"document_id\": \"123-45-6789\"\n      }\n    ]\n  },\n  \"address\": {\n    \"street_line_1\": \"123 Market Street\",\n    \"street_line_2\": \"Apt 4B\",\n    \"city\": \"San Francisco\",\n    \"subdivision_code\": \"US-CA\",\n    \"postal_code\": \"94103\",\n    \"country\": \"USA\"\n  },\n  \"financial_profile\": {\n    \"employment_status\": \"EMPLOYED\",\n    \"occupation_id\": 42,\n    \"purpose_id\": 3,\n    \"purpose_remarks\": \"Personal remittances to family\",\n    \"source_of_funds_description\": \"Monthly salary from employment\",\n    \"source_of_fund_ids\": [\n      1,\n      5\n    ],\n    \"monthly_volume_usd\": 5000\n  },\n  \"meta_data\": {\n    \"reference\": \"client-ref-abc-001\"\n  }\n}")

	req, _ := http.NewRequest("POST", url, payload)

	req.Header.Add("Authorization", "Bearer <token>")
	req.Header.Add("Content-Type", "application/json")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}
{
  "data": {
    "customer_id": "0ca13984-63f3-45d7-99a7-52b9133f0259",
    "tos_policies_url": "https://orchestration.fin.com/orchestration-customer-tos?customer_id=0ca13984-63f3-45d7-99a7-52b9133f0259&tos_policies_value=7e8873f7-519b-43d7-9565-c81befc52dd6"
  }
}
{
  "message": "Authentication failed"
}
{
  "message": "<string>",
  "errors": [
    {}
  ]
}
{
  "message": "RELIANCE is not available for your client"
}
Only English (Latin) characters are allowed as inputs for all fields. If any field contains non-ASCII characters, provide a transliterated (Latin) value in the corresponding _en field (e.g., first_name_en, street_line_1_en).

​
Important Requirements

  • Email Address: Must be all lowercase or you will receive a validation error
  • RELIANCE Verification: If you attempt to use RELIANCE verification type but it’s not enabled for your client, you will receive a 423 error with message: “RELIANCE is not available for your client”
  • Address country: address.country must match basic_info.country_of_residence
  • Reference Data: occupation_id, purpose_id, and source_of_fund_ids are integer foreign keys. Fetch valid values from List Occupations, List Account Purposes, and List Source of Funds
  • subdivision_code: Pass the ISO 3166-2 code. For example for CA, pass US-CA.

Authorizations

​
Authorization
string
header
required

Bearer token authentication. Obtain token from Issue a Token endpoint

Body

application/json
​
verification_type
enum<string>
required
Available options:
STANDARD,
RELIANCE
Example:

"STANDARD"

​
basic_info
object
required
​
address
object
required
​
financial_profile
object
required
​
meta_data
object
Example:
{ "reference": "client-ref-abc-001" }

Response

Individual customer created successfully

​
data
object