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Business Activity Guidelines

To keep our platform secure and compliant with global regulations, we need to understand the nature of your business. Some activities require extra oversight, while others are strictly prohibited.

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⚠️ Disclosure of High-Risk Business Activities

If your business involves any of the following activities, you must disclose them to us during the onboarding process. This helps our team perform a proper risk assessment.

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Activities Requiring Disclosure

  • Money Services: Including check cashing, gift card issuance, ATMs, or remittances.
  • Lending or Banking: Providing credit or traditional banking services.
  • Digital Assets: Operating as a Foreign Exchange, Virtual Currency Brokerage, or OTC desk.
  • Custodial Services: Holding client funds in escrow or similar arrangements.
  • Payment Processing: Acting as a third-party payment processor.

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🚫 Prohibited Business Activities

The following activities are explicitly against Fin.com’s Terms of Service. We cannot support businesses involved in these sectors.
Engaging in any of the activities below will result in a rejected application or account termination.

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Illegal or High-Risk Ventures

  • Unlawful, abusive, or fraudulent activities.
  • Unfair, predatory, or deceptive business practices.
  • Intellectual property infringement.
  • Counterfeit or unauthorized goods.

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Gambling and Gaming

  • Games of chance, gambling, or sweepstakes.
  • Lotteries and unlawful prediction markets.

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Regulated Goods and Substances

  • Weapons and ammunition.
  • Precious metals, jewelry, watches, and luxury goods.
  • Cannabis and all cannabis-related products or services.
  • Pharmaceuticals, tobacco, and substances designed to mimic illegal drugs.

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Restricted Financial and Professional Services

  • Bail bonds and collection agencies.
  • Safe deposit box rentals.
  • Multi-level marketing (MLM).
  • Mixing services for digital assets.
  • Investment, credit, or money transmission services provided to third parties via Fin.com.

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Adult Content

  • All forms of adult content and services.
Fin.com reserves the right to restrict any business that we believe poses an elevated financial risk, legal liability, or violates our partner bank and payment provider policies.
Need more clarity? For a full breakdown of our compliance standards, check out our Fin.com Business Onboarding (KYB) Guide.